Incredible as it seems to me, there is a never-ending call for eliminating altogether, or drastically overhauling, the social security system.
The hue and cry comes from politicians who believe that all Americans should be responsible for saving the monies necessary for their retirement years.
In theory, that sounds logical; but two words argue against the idea--human nature. The working poor--those who need social security the most--will always have financial "emergencies" that preclude accruing reserves.
When the family car conks out, or a family member calls out for help, or when any one of a number of possible needs arises, human nature takes over and says, "Here it is. Use the money that we've set aside. We'll worry about retirement later".
That's why we started the social security program in the first place--to set aside money that couldn't be touched. Getting rid of social security might be okay for the working wealthy, but not for the working poor, for whom it was created.